National Bank of Pakistan (NBP), “The Nation’s Bank,” has announced openings for Relationship Manager – SME (OG-II) positions. This is a strong opportunity for young banking professionals looking to build a career in SME lending, client relationship management, and inclusive development across Pakistan.
The bank is seeking highly motivated, confident, and career-oriented individuals to strengthen its SME portfolio and support sustainable growth through its nationwide branch network.
Job Overview
Position: Relationship Manager – SME Grade: OG-II Employment Type: Contractual (3 years, renewable at management discretion) Organization: National Bank of Pakistan (NBP)
Successful candidates will serve at their initial place of posting for a minimum of three years. No transfer requests will be entertained during this period.
Places of Posting
Vacancies are available in multiple cities across Pakistan, including:
Abbottabad, Bahawalpur, Dera Ghazi Khan, Faisalabad, Gujranwala, Gujrat, Gwadar, Hyderabad, Islamabad, Jhang, Jhelum, Karachi, Lahore, Larkana, Mansehra, Mardan, Mianwali, Mirpur A.K, Mirpurkhas, Multan, Muzaffarabad A.K, Peshawar, Rawalakot, Sahiwal, Sargodha, Sheikhupura, Sibi, Sukkur, and Vehari.
Eligibility Criteria
Education / Qualification
- Minimum Graduation or equivalent from a local or international university/college/institute recognized by the Higher Education Commission (HEC) of Pakistan.
- Preference will be given to candidates holding a Master’s degree in business and/or professional certifications such as AIBP or JAIBP.
Age Limit
- Maximum 28 years (as on the last date of application submission).
Experience
- Minimum 1 year of banking experience in Assets Sales and/or Relationship Management.
Main Duties & Responsibilities
Selected Relationship Managers will:
- Identify and acquire new SME clients to grow the Bank’s SME lending portfolio.
- Develop and execute client acquisition strategies aligned with organizational goals.
- Promote NBP’s financing products, including working capital, trade finance, and term loans.
- Manage and enhance existing client relationships to ensure portfolio retention and growth.
- Regularly review clients’ financial health and performance to identify risks and opportunities.
- Conduct periodic client visits and provide portfolio performance updates.
- Analyze financial statements and business models of SME clients to assess creditworthiness.
- Structure and recommend appropriate financing solutions tailored to client needs.
- Prepare comprehensive credit proposals in line with internal policies and regulatory guidelines.
- Ensure credit facilities remain within the Bank’s risk appetite.
- Monitor accounts for early warning signals and take proactive risk mitigation measures.
- Maintain compliance with NBP policies, procedures, and regulatory requirements.
- Collaborate with internal stakeholders to deliver seamless client service.
- Achieve financial and non-financial targets (revenue, portfolio growth, client satisfaction).
- Contribute to overall Bank strategy by meeting Key Performance Indicators (KPIs).
- Perform any other duties assigned by supervisors.
Required Knowledge & Competencies
- Ability to manage multiple tasks, prioritize effectively, and meet targets.
- Basic understanding of banking products and services, with exposure to Commercial and SME Banking.
- Good geographical knowledge of the assigned area and surrounding business environment.
- Sound knowledge of SBP Prudential Regulations and regulatory requirements related to Commercial & SME lending.
- Strong interpersonal, communication, and customer relationship management skills.
- Strong sales orientation with the ability to identify business opportunities.
- Strong understanding of Credit Lending, SME Financing, and Trade Finance.
- Proficiency in Microsoft Office (Word, PowerPoint, and Excel).
How to Apply for NBP Relationship Manager – SME Jobs 2026
Interested candidates must apply online within 10 working days from the date of advertisement publication.
- Visit the official career portal: www.sidathyder.com.pk/careers
- Complete all required fields carefully.
- Upload the following documents (Word or PDF format only):
- Updated CV
- CNIC
- Latest passport-size photograph
- Graduation and/or Master’s educational documents (mark sheets/transcripts)
- Experience letters (if any)
Important Notes:
- Only one attachment per tab is allowed.
- Maximum file size: 10 MB per attachment.
- Incomplete, false, or late applications will be rejected.
- No TA/DA will be provided for the assessment test or interview.
- Shortlisted candidates will appear for a mandatory assessment test. Further stages may include panel interviews.
- NBP reserves the right to accept or reject any application.
- National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals regardless of gender, religion, or disability.
Why Join NBP?
As one of Pakistan’s leading and largest banks, NBP plays a key role in the country’s socioeconomic development. The institution is focused on becoming a future-fit, agile, and sustainable bank while expanding financial inclusion and supporting SME growth across the nation.
This role offers hands-on experience in SME banking, relationship management, and credit processes — an excellent platform for professionals aiming to grow in commercial banking.
Apply now before the deadline and take the next step in your banking career with National Bank of Pakistan.
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