National Bank of Pakistan (NBP), “The Nation’s Bank,” has announced exciting career opportunities for motivated professionals in Risk Management. The bank is hiring for CAD Officer (OG-II) and Credit Officer (OG-II) positions across multiple cities in Pakistan.
These contractual roles (initially for 3 years, renewable at management’s discretion) offer a chance to join one of Pakistan’s largest and most prestigious banks. If you have relevant banking experience and meet the age and qualification criteria, this is a strong opportunity to build your career in credit administration and risk management.
Why Join National Bank of Pakistan?
NBP aims to support the financial well-being of the nation while driving sustainable growth and inclusive development through its extensive branch network. The bank is transforming into a future-fit, agile, and sustainable institution and is actively seeking highly motivated, confident, and career-oriented individuals.
1. CAD Officer (OG-II) – National Bank of Pakistan
Key Responsibilities:
- Assist in scrutiny of Sanction Advice Facility / Offer Letter with reference to Credit Approval Authority Booklet (CAAB)
- Support preparation of standard documentation (IBs) for SME customers
- Help prepare Disbursement Authorization Certificate (DAC)
- Supervise Registration of Charge with SECP through BLA
- Assist in conducting in-house visits of Pledge Sites and coordinate outsourced inspections of pledged stocks
- Feed details in the system regarding approved facilities, collateral, insurance, and related information
- Monitor allowed deferrals and follow up for completion of deferred formalities
- Monitor expiry status of Insurance Policies of collaterals/stocks
- Perform any other assignment assigned by supervisor(s)
Eligibility Criteria – CAD Officer:
- Education: Minimum Graduation or equivalent from an HEC-recognized university/college/institute. Master’s degree or relevant professional certification(s) preferred.
- Age: Maximum 28 years (as on last date of application submission)
- Experience: Minimum 01 year of banking experience in Credit Administration and/or Loan Processing
Preferred Competencies:
- Exposure to collateral and risk monitoring/reporting
- Strong interpersonal and communication skills
- Sound knowledge of SME Financing, Credit Administration, Legal Documentation, and Pledge Operations
- Proficiency in MS Office
Places of Posting (CAD Officer):
Abbottabad, Bahawalpur, Bannu, Dera Ghazi Khan, Faisalabad, Gilgit, Gujranwala, Gujrat, Gwadar, Hyderabad, Islamabad, Jhang, Jhelum, Karachi, Lahore, Larkana, Mansehra, Mardan, Mianwali, Mirpur A.K, Mirpurkhas, Multan, Muzaffarabad A.K, Peshawar, Quetta, Rawalakot A.K, Rawalpindi, Sahiwal, Sargodha, Sheikhupura, Sialkot, Sibi, Sukkur, Swat, Vehari
2. Credit Officer (OG-II) – National Bank of Pakistan
Key Responsibilities:
- Support the Regional Executive Credit in reviewing and analyzing credit proposals of SME and Agri segments (quantitative, qualitative, and climate-related risks)
- Analyze working capital and requirements for SME and Agri segments, including production, development, and seasonal financing
- Comply with internal policies and regulatory guidelines
- Structure credit limits in line with borrower requirements and offered collateral
- Assist in rectifying internal/external audit observations
- Coordinate with business groups for clarifications
- Demonstrate basic understanding of farm and non-farm credit lifecycles, green banking, and environmental/social/climate risks
- Perform any other assignment assigned by supervisor(s)
Eligibility Criteria – Credit Officer:
- Education: Minimum Graduation or equivalent from an HEC-recognized institution (preferably Accounting or Finance background). Master’s in Finance/Economics or ACCA qualification preferred.
- Age: Maximum 28 years (as on last date of application submission)
- Experience: Minimum 01 year of experience in Agricultural and/or SME Banking in Business and/or Risk Management in a Commercial Bank
Preferred Competencies:
- Awareness of SBP Prudential Regulations
- Good interpersonal and communication skills
- Knowledge of Agri and SME financing products
- Proficiency in Credit Analysis and Financial Statement Analysis
- Proficient in MS Office
- Understanding of different types of collateral
Places of Posting (Credit Officer):
Bannu, Bahawalpur, Dera Ghazi Khan, Faisalabad, Gujranwala, Gujrat, Hyderabad, Jhang, Lahore, Larkana, Mirpurkhas, Multan, Rawalpindi, Sahiwal, Sheikhupura, Sialkot, Sukkur, Vehari
Application Process – How to Apply for NBP CAD Officer & Credit Officer Jobs
Interested candidates must apply online only through the official portal:
Website: www.sidathyder.com.pk/careers
Important Application Guidelines:
- Apply within 10 working days from the date of publication of the advertisement.
- Complete all fields on the web portal.
- Upload updated CV, CNIC, latest passport-size photograph, Graduation/Masters documents (mark sheet/transcript), and Experience Letters (if any) in Word or PDF format.
- One attachment per tab; maximum size 10MB per attachment.
- Incomplete, false, or late applications will be rejected.
- No TA/DA will be provided for the assessment test or interview.
- Shortlisted candidates will appear for a mandatory assessment test. Further process may include panel interviews.
- Selected candidates must serve at the initial place of posting for a minimum of three years. No transfer requests will be entertained during this period.
- Employment is on a contractual basis for 03 years (renewable at the discretion of management).
National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals regardless of gender, religion, or disability.
Final Tips for Applicants
- Double-check eligibility (especially age limit of 28 years and minimum one year of relevant experience).
- Prepare a clean, updated CV highlighting credit administration, loan processing, SME/Agri banking, or risk management experience.
- Apply early — the window is only 10 working days.
- Keep scanned copies of all required documents ready before starting the online form.
These NBP OG-II positions in CAD and Credit offer solid exposure to core banking operations in one of Pakistan’s leading financial institutions. If you meet the criteria, submit your application today through the official Sidat Hyder portal.
Apply Now: www.sidathyder.com.pk/careers
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